WELCOME TO TBK Since 1990, Turner Bates, now TBK Wealth Management Limited, have been providing advice to clients who want to become financially independent. Financial independence means security, control and freedom to make choices for yourself, your business and your family. Freedom to do the things in life you want to achieve. At TBK we are proudly independent. We are not linked to any large financial institution. We place emphasis on building long term relationships with our clients offering tailored financial plans that help you achieve what is important to you.   OUR SERVICES As IFAs, our services are available on either a time-costed fee basis, commission paid by product providers or the most popular – a combination of the two. Our work is divided into 3 segments: Advisory – Where are you (or your business) today? What are you trying to achieve and by when? When we first meet, we will ask lots of questions about you, your family and your business – and we will listen! Our job is to build a bridge between where you are today and where you want to be – your financial plan. Your plan will confirm what you need to do to achieve your objectives. Implementation – Once we have agreed what action to take, your financial plan needs to be implemented. What contracts should you use and what are the tax implications? Maintenance – Changes in tax rules from the Government, your personal circumstances and business developments as well as changes to financial markets could quickly lead to your financial plan drifting off course. Regular reviews, at agreed intervals, ensure that your plans stay on course and continue to fall in line with your objectives. Which of Our Services are Right for You? Most of our clients ask for advice implementation and maintenance of their financial plans. Some will ask for guidance on a specific matter – a new mortgage, an Inheritance Tax review or pensions review. For these clients a 1-off fee can be agreed as continuing advice does not form part of their plans. A short initial assessment of your circumstances and how we can help you is always available without cost of commitment. The Financial Services Authority does not regulate taxation advice.   Authorised and Regulated by the Financial Services Authority. Registered in England and Wales No. 05593431. Registered Office: 682 Wolverhampton Road, Oldbury, B68 8DB